Downslope Budget
See your month before you spend it.
🔒 No accounts, no bank connections. Your data stays on your device, except for the optional AI features, which are clearly labeled every time you use them.
Get started
The categories and numbers below are example data showing how Downslope Budget works. Replace them with your own whenever you're ready.
Complete these steps to unlock your spending forecast.
Low emergency fund runway.
$0.00 covers about 0 months of essential expenses if income stopped today, under the 3-month cushion most planners recommend.
Emergency fund runway
If your income stopped today, how many months would your savings cover?
Or track this automatically: create a Goal for your emergency fund, then link it above.
0 months of runway
$0.00 covers $2,420.00/month in essential expenses (rent, debt, insurance, and other fixed bills) if income stopped today.
That is under the 3-month cushion most planners recommend. Worth building this up before anything else competes for extra cash.
Pro feature
Emergency-fund runway
See how many months your savings would cover essential expenses if income stopped today, with a warning before that cushion gets too thin.
Subscription renewals
Upcoming renewals and price hikes, flagged before they hit your account.
Add your first subscription below to start tracking renewals. This is for catching upcoming charges and price hikes, not for logging spend against your budget, that's Monthly bills.
Pro feature
Subscription renewal watcher
Track your subscriptions and see upcoming renewals and price increases before they charge, instead of finding out from your statement.
Tax set-aside tracker
For 1099/gig income: see months ahead whether you're on pace to cover what you'll owe.
An estimate based on a flat percentage of your gig/freelance income, not a personalized tax calculation. Consult a tax professional for your actual liability.
$0.00 in 1099/gig income this year · set aside rate %
$0.00 estimated owed
$0.00 set aside so far, fully covered. Next estimated-tax deadline: Q3 2026, Sep 15, 2026 (24 days).
Pro feature
Tax set-aside tracker
Log your 1099/gig income and see whether you're on pace to cover what you'll owe, with warnings ahead of each quarterly deadline instead of finding out in April.
Money check-in
Powered by Claude. This is the only feature that sends data off your device: your spending, categories, pace, debts, and household contributions go to Anthropic to generate the briefing. We don't store any of it ourselves.
Pro feature
AI money check-in
A weekly plain-English briefing on your budget, pacing, and one concrete suggestion.
Or think it through yourself
- What expense is coming up that we should plan for now?
- Is one shared category likely to need more money this month?
- What trade-off feels reasonable before the next paycheck?